The NayaPay Alipay+ partnership just gave Pakistani consumers something they have never had before: the ability to open one local app and pay at merchants in more than 50 countries around the world. Announced in December 2025, this deal connects Pakistan’s digital wallet ecosystem to one of the largest global payment networks on the planet, and the effects will be felt by everyday travellers, small business owners, and the country’s push for documented foreign exchange earnings alike.
What is the NayaPay Alipay+ Partnership?
NayaPay, one of Pakistan’s fastest-growing fintech platforms, has launched global QR payments in collaboration with Alipay+, Ant International’s global wallet gateway. The deal is not just a technical upgrade. It is a direct bridge between Pakistan’s local digital payment rails and a worldwide network of merchants, banks, and e-wallets.
Alipay+ connects 40 international mobile payment partners to more than 150 million merchants globally, spanning retail, dining, transport, healthcare, and entertainment. Through this integration, NayaPay users can simply open their app, scan a QR code at any participating Alipay+ merchant, and pay, whether they are in Kuala Lumpur, Seoul, or Paris.
This is also a two-way street. The collaboration deploys QR codes compatible with both Pakistan’s national payment system RAAST and Alipay+ partner wallets, enhancing incoming foreign exchange flows and connecting the cashless payment systems of global markets with Pakistan. In simple terms, foreign tourists and visitors to Pakistan who use one of the 25+ Alipay+ partner wallets can now pay at NayaPay-enabled merchants here at home.
How the NayaPay Alipay+ Partnership Grew Over Time
This is not the first time these two companies have worked together. The story started in early 2024, when NayaPay became the first Pakistani fintech to enable direct QR payments at over 80 million merchants in China. That made NayaPay the 11th overseas and first Pakistani payments platform to be accepted within China’s massive Alipay+ merchant network, joining partners from South Korea, Malaysia, Singapore, and other markets.
The December 2025 expansion takes that China-specific deal and extends it worldwide. Pakistani consumers can now use the same familiar NayaPay app for cross-border QR payments in more than 50 countries, making it a genuinely global payment tool in their pocket.
What This Means for Pakistani Consumers
For a Pakistani student studying abroad, a traveller on holiday, or a professional attending conferences overseas, this is a big practical change. Before this deal, paying abroad usually meant carrying cash, relying on a bank card with high foreign transaction fees, or using currency exchange services. Now, NayaPay users can scan and pay securely worldwide with lower costs and a simpler checkout experience.
The app already offers Visa debit cards, local and international transfers, bill payments, and home remittances. Global QR payments add another tool to that set. Users get transparent exchange rates and a digital-first experience without needing to carry extra currency or worry about card acceptance.
What This Means for Pakistani Merchants and SMEs
The merchant side of the NayaPay Alipay+ partnership may be even more important for Pakistan’s economy. Through this deal, NayaPay is well-positioned to connect Pakistani businesses of all sizes, particularly SMEs, to more than 25 Alipay+ global payment partners reaching over 1.5 billion consumer accounts worldwide.
Think about what that means for a hotel in Lahore, a handicraft shop in Peshawar, or a restaurant near a tourist site. A Chinese, Malaysian, or South Korean visitor who uses one of the Alipay+ partner wallets on their phone can now pay directly at that merchant’s NayaPay QR code. No cash needed. No currency confusion. The money comes in as documented foreign exchange, which is exactly what Pakistan’s central bank wants to see more of.
The partnership tackles two very real problems in Pakistan’s digital payments space: limited interoperability between local and global systems, and high transaction costs that push businesses toward cash. By addressing both, it gives Pakistani businesses a real chance to capture more tourism and trade revenue in a documented, digital way.
If you are looking to set up a digital wallet for your business to accept these payments, understanding the registration process for local wallets is a useful first step. You can read more about how to register for digital wallet services in Pakistan to get a sense of what the onboarding process typically looks like.
The Bigger Picture for Pakistan’s Fintech Sector
This deal fits neatly into a larger trend. Pakistan has been building its digital payment infrastructure at a fast pace, and the State Bank of Pakistan has pushed hard for cashless, documented transactions. The NayaPay and Alipay+ collaboration is described as being in line with the State Bank’s vision for the country’s economic advancement and digital evolution.
NayaPay itself has grown quickly in credibility. In 2024, it was recognised on the Forbes Asia 100 to Watch list and was also named to the CB Insights Fintech 100 as one of the world’s most promising private fintech companies. That global recognition helps explain why Ant International chose NayaPay as its partner in Pakistan.
For Pakistan’s broader startup and fintech ecosystem, this partnership sends a strong signal: local digital wallets can connect to global payment rails. That is a model other Pakistani fintechs will want to follow, and it puts pressure on the whole sector to raise its interoperability standards.
Frequently Asked Questions
What is the NayaPay Alipay+ partnership about?
The NayaPay Alipay+ partnership allows NayaPay users in Pakistan to scan and pay at over 150 million merchants in more than 50 countries using the NayaPay app. It also allows foreign visitors carrying Alipay+ partner wallets to pay at NayaPay-enabled merchants in Pakistan. The deal is operated by Ant International, the global arm of Ant Group.
Which countries can NayaPay users now pay in?
The global QR payment feature launched with coverage across more than 50 countries. This includes major markets in Asia, Europe, and beyond. The network spans retail shops, restaurants, transport services, healthcare providers, and entertainment venues that accept Alipay+ partner wallets.
How does this help Pakistan’s economy?
It helps in two main ways. First, Pakistani merchants can now accept payments from 1.5 billion global consumer accounts, bringing in documented foreign exchange. Second, Pakistani travellers abroad can pay with lower fees and less hassle, reducing reliance on costly currency exchange or cash. Both outcomes support the State Bank of Pakistan’s push for a more cashless, documented economy.
Is this only for NayaPay users, or does it affect other Pakistani wallets too?
Right now, this specific global QR payment feature is for NayaPay users. However, the underlying RAAST-compatible QR infrastructure means other local payment apps and bank apps connected to RAAST could potentially benefit from similar integrations in the future. This deal sets a benchmark that other Pakistani fintechs are likely to aim for.
