EasyPaisa to bank account transfer lets you move money from your EasyPaisa wallet to any Pakistani bank in just a few taps. You can do it through the EasyPaisa app or by dialling a USSD code, even without internet. This guide gives you the exact steps, real fees in PKR, transfer limits, and fixes for the most common problems.
Before You Start: What You Need
- An active EasyPaisa account (app or USSD)
- Enough balance in your EasyPaisa wallet
- The recipient’s bank name and full account number (or IBAN)
- Your 5-digit EasyPaisa PIN (MPIN)
Good news: EasyPaisa’s long Pakistani market presence means it has established integration with most Pakistani banks. Virtually all Pakistani banks accept transfers from EasyPaisa, including major banks like HBL, NBP, MCB, UBL, ABL, Allied, and smaller commercial, Islamic, and microfinance banks.
Method 1: EasyPaisa App (Recommended)
This is the fastest and easiest method. You can transfer money from your EasyPaisa account to any bank account or Raast ID in just a few taps.
Steps for Bank Transfer via App
- Open the EasyPaisa app on your phone and log in using your 5-digit PIN.
- Tap “Bank Transfer” on the home screen. Tap on “Bank Transfer” on the homescreen, then choose the bank whose account you want to send the money to.
- Select the bank from the list. Search by name to find it quickly.
- Enter the account number. Enter the receiver’s account number carefully. Double-check every digit before moving forward.
- Select purpose of payment from the drop-down menu when asked (for example: Family Support, Business, Personal).
- Enter the recipient’s mobile number if you have it (this step is optional).
- Type the amount you want to send, then tap “Next”. The EasyPaisa app shows applicable fees during entry, so you can see the exact cost before confirming.
- Tap “Send Now” to confirm. After each transaction, EasyPaisa sends a confirmation SMS to both the sender and receiver.
Steps for Raast Transfer via App (Even Faster)
Raast is Pakistan’s first instant payment system that enables end-to-end digital payments. This service is available for EasyPaisa customers to seamlessly transfer funds to individuals with bank accounts.
- Open the EasyPaisa app and log in.
- Tap “Raast” on the home screen.
- Enter the receiver’s Raast ID (this is their mobile number or CNIC linked to their bank).
- Select purpose of payment.
- Enter the amount and tap “Next”, then tap “Send Now”.
Raast-routed transfers are instant in most cases, as State Bank’s instant payment system completes them in seconds.
Method 2: USSD Code (No Internet Needed)
EasyPaisa USSD codes allow users to access services like sending money, checking balances, and paying bills without the mobile app, simply by dialling a short code. This works on any phone, including basic keypad phones.
Which USSD Code to Dial?
- Telenor SIM: Dial *786#
- Jazz, Zong, or Ufone SIM: Dial *2262#
To access via USSD, dial *786# for Telenor or *2262# for Jazz, Ufone, and Zong.
USSD Bank Transfer Steps
- Dial *786# (Telenor) or *2262# (Jazz, Zong, Ufone) from your registered number.
- Enter your 5-digit PIN to log in.
- Select “Send Money” from the menu, then select “Send to Bank”.
- Enter the bank code or select the bank from the list, then enter the recipient’s account number.
- Enter the amount to transfer.
- Enter your MPIN to confirm.
- You will receive an SMS confirmation of the completed transfer.
EasyPaisa USSD is especially helpful if your phone cannot run the app or you do not have internet access.
EasyPaisa to Bank Transfer Fees and Limits in 2026
| Transfer Type | Fee | Speed |
|---|---|---|
| Raast (instant, via app) | Free | Seconds, 24/7 |
| Bank Transfer (IBFT, small amounts) | Free up to monthly limit | 1 to 3 hours (banking hours) |
| Bank Transfer (IBFT, larger amounts) | 0.1% of amount (incl. tax) above limit | 1 to 3 hours |
| USSD transfer | Small network charge by your operator | Same as above |
Bank transfers are free of charge up to a monthly aggregated limit of Rs. 25,000 per user. A 0.1% fee including tax is charged on the transaction amount exceeding that monthly limit, or Rs. 200.
Account limits matter. As of 2026, a new account starts at Level 0 with a PKR 25,000 daily and PKR 50,000 monthly limit, rising to PKR 100,000 daily and PKR 300,000 monthly at higher levels. EasyPaisa imposes daily, monthly, and yearly limits based on your account level. To increase these limits, users must verify their accounts through the app by upgrading their account level.
Tip: Always check the fee shown in the app before you tap “Send Now”. The app shows the exact deduction before you confirm.
How Long Does the Transfer Take?
- Raast transfers: These are usually instant, completed in seconds by the State Bank’s payment system.
- Standard IBFT transfers: Traditional IBFT processes during banking hours, typically within 1 to 3 hours.
- Off-hours transfers: Non-Raast transfers may queue for the next business processing period. Bank holidays can affect non-Raast transfers, while Raast typically works 24/7.
Common Problems and How to Fix Them
Transfer Failed or Rejected
You might be unable to send money because of an invalid bank account number (enter the correct number) or insufficient funds in your account (deposit more or lower the amount). Also check that you selected the correct bank from the list.
Money Sent but Recipient Did Not Receive It
Check the EasyPaisa app transaction history for the status. EasyPaisa will also send an automated SMS confirming the transfer, and the recipient’s bank usually sends an SMS for incoming transfers. If the app shows “Completed” but money has not arrived, escalate immediately as the transaction reference enables tracking through the banking system.
Wrong Account Number Entered
EasyPaisa transfers complete quickly and reversal is not typically possible after completion. Contact EasyPaisa customer service immediately; they may attempt recovery through the banking system, but success depends on the recipient’s bank. Always double-check the account number before confirming.
OTP or PIN Not Working
You can request an OTP up to 3 times a day. If the issue still persists, Telenor users can call 3737 and non-Telenor users can call 042-111-003-737.
App Not Available or No Internet
Switch to the USSD method. Dial *786# (Telenor) or *2262# (other networks). The USSD interface is more limited but effective for users without smartphones. The same banking infrastructure processes both app and USSD transfers.
EasyPaisa Helpline and Support
- Telenor users: Call 3737 (free from Telenor)
- All other networks: Call 042-111-003-737
- In-app support: Open EasyPaisa app, go to Help or Chat
Frequently Asked Questions
Can I send money from EasyPaisa to Meezan Bank or any Islamic bank?
Yes. Virtually all Pakistani banks accept inter-bank transfers from EasyPaisa, including major banks, smaller commercial banks, Islamic banks, and microfinance banks. Meezan Bank, Bank Islami, and similar Islamic banks all work.
Is EasyPaisa to bank transfer free?
Bank transfers are free of charge up to a monthly aggregated limit of Rs. 25,000. A 0.1% fee including tax applies on amounts exceeding that limit. Raast transfers are free regardless of amount.
Do I need a Telenor SIM to use EasyPaisa?
No. EasyPaisa accounts can be made on any network: Jazz, Ufone, Zong, or Telenor. Non-Telenor users dial *2262# instead of *786# for USSD access.
What happens if I send money to the wrong account?
Contact EasyPaisa customer service immediately. They may attempt recovery through the banking system, but success depends on the recipient’s bank. For misdirected funds to an unknown party, legal recovery may be the only option. Prevention by double-checking the account number before sending is always the best approach.
