Jazz Advance Balance Code

Running out of balance at the worst possible moment? Need to make an urgent call but have zero credit? We’ve all been there! Whether it’s an emergency call, important business conversation, or just staying connected with family, running out of balance can be frustrating.

Fortunately, Jazz Advance Balance service provides instant emergency credit to Jazz prepaid users across Pakistan. With simple USSD codes like *112# and *113#, you can get immediate credit ranging from Rs. 15 to Rs. 50, even when your balance is zero.

This comprehensive guide covers everything you need to know about Jazz balance loan services – from activation codes to eligibility requirements, service charges, repayment terms, and troubleshooting tips.

What You’ll Learn:

• ✅ How to get instant Jazz advance balance
• ✅ All Jazz loan codes and amounts
• ✅ Eligibility requirements explained
• ✅ Complete fee structure
• ✅ Automatic repayment process
• ✅ Why requests get rejected
• ✅ Alternative emergency balance options

What is Jazz Advance Balance?

Understanding the Emergency Credit Service

Jazz Advance Balance (also called Jazz Loan, Jazz Credit, or Emergency Balance) is a prepaid loan facility that provides immediate credit to Jazz users when their balance is low or zero.

How It Works – Simple Explanation:

Think of it as borrowing from your future recharge:

1. Today: You have Rs. 0 balance, need to make a call
2. Request Loan: Dial *112#
3. Get Credit: Receive Rs. 15 immediately
4. Use It: Make calls, send SMS, use data
5. Later: When you recharge, Jazz automatically deducts Rs. 18.50 (loan + fee)

Key Features:

Why Use Jazz Advance?

Perfect For:

• ✅ Emergency calls when balance is zero
• ✅ Late night urgent communications
• ✅ Waiting for salary/recharge
• ✅ Temporary cash shortage
• ✅ Important calls that can’t wait

Not Ideal For:

• ❌ Regular usage (high fees)
• ❌ Internet packages (limited credit)
• ❌ Long-term solution
• ❌ If you can recharge normally

Jazz Advance Balance Codes

All Official Jazz Loan Codes

Jazz offers multiple USSD codes for different loan amounts. Here’s the complete list:

Primary Codes:

How to Use These Codes:

For Rs. 15 Loan:

1. Dial: *112#
2. Press: Call button
3. Wait: 2-3 seconds
4. Receive: Rs. 15 credit
5. SMS: Confirmation received

For Rs. 30 Loan:

Option 1: Dial *113# (direct)
Option 2: Dial *112# twice (two Rs. 15 loans)
Note: Must qualify for double advance

*Alternative Method (7737#):

1. Dial: *7737#
2. Menu appears
3. Select loan amount
4. Confirm request
5. Credit received

Code Comparison:

Which Code to Use?

Use *112# if:

• Need small amount quickly
• First-time advance user
• Want simplest process

Use *113# if:

• Need Rs. 30 urgently
• Eligible for higher amount
• Have good usage history

Use *7737# if:

• Want to see available options
• First two codes don’t work
• Prefer menu-based selection

How to Get Jazz Advance Balance

Step-by-Step Guide to Request Loan

Getting Jazz advance balance is simple if you meet the eligibility criteria. Here’s the detailed process:

Method 1: USSD Code *112# (Recommended)

Complete Process:

Step 1: Check Eligibility

• Ensure your SIM is 90+ days old
• Balance should be less than Rs. 15
• No pending advance balance
• Regular usage pattern

Step 2: Dial the Code

1. Open phone dialer
2. Type *112# (for Rs. 15)
3. Press call button
4. Wait for response

Step 3: Receive Confirmation

• Success message appears
• Rs. 15 credited immediately
• Confirmation SMS received
• Ready to use instantly

Example Success Message:

Dear Customer,
Your Jazz Advance request has been approved.
Rs. 15 has been credited to your account.
Total repayment: Rs. 18.50
Thank you for using Jazz!

Step 4: Use the Credit

• Make calls immediately
• Send SMS
• Use for internet (if needed)
• Valid for 3-7 days

Method 2: SMS Request

Alternative Method:

• Type: ADV or ADVANCE
• Send to: 7737
• Wait for response
• Credit arrives within 1 minute

Method 3: My Jazz App

Via Mobile App:

1. Download My Jazz app
2. Login with Jazz number
3. Go to “Services” → “Advance Balance”
4. Select amount (Rs. 15 or Rs. 30)
5. Tap “Request”
6. Confirm with OTP
7. Credit received instantly

Method 4: Customer Support

Call for Assistance:

• Dial 111 (free from Jazz)
• Select “Advance Balance” option
• Follow IVR instructions
• Agent processes request
• Credit arrives in 30 seconds

Verification After Receiving Advance:

Confirm you got it:

1. Check balance: *111#
2. Look for confirmation SMS
3. Try making a test call
4. Balance should show Rs. 15

Eligibility Criteria

Who Can Get Jazz Advance Balance?

Not all Jazz users qualify for advance balance. Here are the official eligibility requirements:

Primary Requirements:

✅ 1. SIM Age Requirement

• SIM must be at least 90 days old (3 months)
• Activation date counts from first usage
• New SIMs not eligible

✅ 2. Balance Requirement

• Current balance must be less than Rs. 15
• Typically works best when balance is Rs. 0-10
• Can’t get advance if balance is Rs. 20+

✅ 3. No Pending Loans

• Previous advance must be fully repaid
• Can’t have multiple active loans
• Wait for auto-deduction from next recharge

✅ 4. Regular Usage Pattern

• Must use SIM regularly (calls/SMS/data)
• Inactive SIMs may not qualify
• Minimum usage: 2-3 times per week

✅ 5. Good Payment History

• Regular recharges in past months
• No excessive loan usage
• Responsible borrowing pattern

Detailed Eligibility Breakdown:

Advanced Eligibility Factors:

Hidden Criteria That Jazz Considers:

1. Recharge History:
   • Regular recharges = Higher approval chance
   • Sporadic recharges = Lower approval chance
   • Amount matters: Rs. 500+ monthly is ideal
2. Loan Repayment Record:
   • Always repaid on time = Excellent
   • Frequent loans but paid = Good
   • Delayed repayments = Poor (may affect)
3. Account Status:
   • Active packages = Better chance
   • Frequent top-ups = Good signal
   • Only using loans = Red flag
4. Geographic Location:
   • Some areas have stricter requirements
   • Major cities may have easier approval
   • Remote areas may vary

How to Check If You’re Eligible:

Method 1: Try the Code

• Simply dial *112#
• If approved: Success message
• If rejected: Error message with reason

Method 2: Call Customer Support

• Dial 111
• Ask about eligibility
• Agent checks your account
• Instant verification

Method 3: My Jazz App

• Check “Advance Balance” section
• If option is available = Likely eligible
• If grayed out = Not eligible yet

Service Charges & Repayment

Understanding the True Cost

Jazz Advance is NOT free – you pay a service fee on top of the borrowed amount.

Complete Fee Structure:

Cost Analysis:

For Rs. 15 Advance:

Borrowed: Rs. 15.00
Service Fee: Rs. 3.50 (23.33% of loan)
Total to Pay: Rs. 18.50
Net Cost: Rs. 3.50

Is It Expensive?

• Compared to bank loans: Yes, quite high
• Compared to emergency value: Worth it
• Compared to missing important call: Acceptable

When Is It Worth It?

Good Use Cases (Worth the Fee):

• ✅ Emergency medical call
• ✅ Critical business conversation
• ✅ Safety/security situation
• ✅ Late night urgent need
• ✅ One-time emergency

Bad Use Cases (Not Worth the Fee):

• ❌ Regular daily usage
• ❌ Internet browsing
• ❌ Entertainment calls
• ❌ When you can recharge soon
• ❌ Non-urgent communications

Comparison with Alternatives:

Different Loan Amounts Available

Jazz Advance Balance Options

Jazz offers different loan amounts based on your eligibility and usage pattern:

Standard Options:

1. Rs. 15 Advance (Most Common)

• Code: *112#
• Service Fee: Rs. 3.50
• Total Repayment: Rs. 18.50
• Validity: 3-7 days
• Best For: Small emergencies
• Availability: Most users

2. Rs. 30 Advance (Medium)

• Code: *113# or dial *112# twice
• Service Fee: Rs. 4.00
• Total Repayment: Rs. 34.00
• Validity: 3-7 days
• Best For: Longer conversations
• Availability: Select users

3. Rs. 50 Advance (Rare)

• Code: Via *7737# menu
• Service Fee: Rs. 5.00
• Total Repayment: Rs. 55.00
• Validity: 5-7 days
• Best For: Extended needs
• Availability: Limited users

Multiple Advances:

Can You Take Multiple Loans?

❌ No – Only ONE active loan at a time

However:

• ✅ After repaying, can take another
• ✅ Can dial *112# twice for Rs. 30 total (if eligible)
• ✅ Daily limit may apply

Progressive Access:

How to Unlock Higher Amounts:

Level 1 (New Users):

• Rs. 15 only
• Limited to once per week
• Must prove reliability

Level 2 (Regular Users):

• Rs. 15-30 available
• Can use 2-3 times per month
• Better standing

Level 3 (Trusted Users):

• Rs. 15-50 available
• Frequent usage allowed
• Excellent payment history

Building Your Limit:

1. Use advance only when needed
2. Always recharge and repay promptly
3. Maintain regular usage
4. Keep good account standing
5. Wait 1-2 months between loans

How Repayment Works

Automatic Deduction Process

Jazz Advance repayment is 100% automatic – you don’t need to do anything manually.

Repayment Process:

Step-by-Step:

1. Take Advance:
   • Dial *112#
   • Receive Rs. 15
   • Total owed: Rs. 18.50
2. Use the Credit:
   • Make calls, SMS, use data
   • Credit valid for 3-7 days
   • No manual payment needed
3. Next Recharge:
   • You recharge Rs. 100 (example)
   • Jazz automatically deducts Rs. 18.50
   • Remaining balance: Rs. 81.50
   • Loan cleared automatically

Example Scenario:

Day 1: Balance Rs. 0
Day 1: Take advance → Get Rs. 15
Day 1-3: Use Rs. 15 for calls
Day 4: Recharge Rs. 200
Day 4: Jazz deducts Rs. 18.50 automatically
Day 4: Available balance Rs. 181.50
Day 4: Advance fully repaid ✓

Confirmation of Repayment:

How to know it’s repaid:

1. SMS confirmation after deduction
2. Check balance: *111#
3. Can request new advance (if needed)

Example SMS:

Dear Customer,
Your Jazz Advance of Rs. 18.50 
has been deducted from your recharge.
Thank you for using Jazz!

What If You Don’t Recharge?

Scenario: Took advance but haven’t recharged

What Happens:

• Advance remains in “pending” status
• Can’t take new advance until repaid
• No penalties or extra charges
• No credit score impact
• Just need to recharge to clear

Important: ⏰ No Time Limit: Jazz waits indefinitely 💰 No Extra Charges: Fee doesn’t increase 🔒 Account Not Blocked: Can still receive calls ✅ Simple Solution: Just recharge when possible

Common Rejection Reasons

Why Your Jazz Advance Request Might Fail

Getting rejected for Jazz Advance? Here are the most common reasons and solutions:

Reason 1: “SIM Not Old Enough”

Error Message: “Sorry, this service is not available for your account.”

Problem:

• SIM is less than 90 days old
• Just activated new number
• Newly ported number

Solution: ✅ Wait until SIM is 90+ days old ✅ Use regularly in meantime ✅ Check SIM age: Call 111 ✅ No workaround available

Reason 2: “Balance Too High”

Error Message: “You don’t qualify for advance balance service.”

Problem:

• Current balance is Rs. 15 or more
• Must have less than Rs. 15
• System checks in real-time

Solution: ✅ Use balance down to Rs. 10 or less ✅ Then try *112# again ✅ Or wait until naturally depleted

Reason 3: “Pending Advance Exists”

Error Message: “You have a pending advance balance.”

Problem:

• Previous loan not repaid yet
• Borrowed but haven’t recharged
• Can’t have 2 loans simultaneously

Solution: ✅ Recharge any amount (Rs. 20+) ✅ Jazz auto-deducts pending loan ✅ Then request new advance

Reason 4: “Irregular Usage Pattern”

Error Message: “Service temporarily unavailable.”

Problem:

• SIM rarely used
• Long periods of inactivity
• Minimal calls/SMS history

Solution: ✅ Use SIM regularly for 2-3 weeks ✅ Make calls, send SMS, use data ✅ Build usage pattern ✅ Try again after establishing activity

Reason 5: “Frequent Loan Requests”

Error Message: “You’ve exceeded the limit.”

Problem:

• Too many advances in short time
• Daily/weekly limit reached
• Jazz flags excessive borrowing

Solution: ✅ Wait 3-7 days between requests ✅ Reduce dependency on advances ✅ Recharge normally more often ✅ Call 111 to check limit reset

Reason 6: “Low Recharge History”

Error Message: “Your account doesn’t qualify.”

Problem:

• Minimal recharge amounts
• Infrequent top-ups
• Low monthly spending

Solution: ✅ Recharge at least Rs. 100+ monthly ✅ Maintain regular recharge pattern ✅ Build 2-3 months of good history ✅ Gradually qualify for service

Reason 7: “Technical/System Error”

Error Message: “Request failed. Try again later.”

Problem:

• Server temporarily down
• Network congestion
• Maintenance period

Solution: ✅ Wait 10-15 minutes ✅ Try again ✅ Check network signal ✅ Restart phone if needed ✅ Call 111 if persists

Troubleshooting Issues

Solving Jazz Advance Problems

Issue 1: Code Not Working At All

Symptoms:

• *112# shows “Invalid Code”
• No response after dialing
• Connection error

Fixes:

1. ✅ Check you typed *112# correctly (not 112# or *112)
2. ✅ Ensure strong network signal (2+ bars)
3. ✅ Restart phone completely
4. ✅ Remove and reinsert SIM card
5. ✅ Try alternative code: *7737#
6. ✅ Call 111 for manual activation

Issue 2: Advance Received But Can’t Use

Symptoms:

• Got confirmation SMS
• But can’t make calls
• Balance still shows zero

Fixes:

1. ✅ Wait 1-2 minutes for activation
2. ✅ Check balance: *111#
3. ✅ Restart phone
4. ✅ Try making call again
5. ✅ Report to 111 if balance missing

Issue 3: Double Deduction on Recharge

Symptoms:

• Recharged Rs. 100
• Jazz deducted Rs. 18.50 twice
• Lost extra money

Fixes:

1. ✅ Check recharge receipt/SMS
2. ✅ Verify actual deduction: *111#
3. ✅ Call 111 immediately
4. ✅ Provide recharge details
5. ✅ Jazz refunds wrongly deducted amount

Issue 4: Repayment Not Detected

Symptoms:

• Recharged but loan not deducted
• Still shows pending advance
• Can’t request new loan

Fixes:

1. ✅ Wait 5-10 minutes for processing
2. ✅ Check balance: *111#
3. ✅ SMS should confirm deduction
4. ✅ Call 111 to verify
5. ✅ Manual adjustment if needed

Issue 5: Eligibility Suddenly Lost

Symptoms:

• Used to qualify, now don’t
• No recent changes
• Unexplained rejection

Possible Causes & Fixes:

1. ✅ Policy change by Jazz (call 111)
2. ✅ Account flagged for review (verify with support)
3. ✅ System glitch (try tomorrow)
4. ✅ Outstanding balance issue (clear any dues)

Alternatives to Jazz Advance

Other Ways to Get Emergency Balance

If Jazz Advance doesn’t work or isn’t ideal, consider these alternatives:

1. EasyPaisa/JazzCash Mobile Recharge

Best Alternative:

• Time: 2-5 minutes
• Cost: Free (no service fee)
• Amount: Any amount Rs. 10-5000
• Method: Use mobile wallet app

How To:

1. Open EasyPaisa/JazzCash app
2. Select “Mobile Top-up”
3. Enter your Jazz number
4. Choose amount
5. Confirm with PIN
6. Balance added instantly

2. Borrow from Contact

Quick Option:

• Ask friend/family with EasyPaisa
• They can send recharge remotely
• Reimburse them later
• Free, just favor-based

3. Nearby Shop/Retailer

Traditional Method:

• Time: 10-20 minutes
• Cost: Free
• Availability: Everywhere
• Method: Buy scratch card

Process:

1. Visit nearby mobile shop
2. Buy Rs. 50/100 card
3. Scratch PIN
4. Load: Dial PIN code
5. Balance added

4. Balance Transfer from Another Jazz Number

If You Have Two Numbers:

• Code: *100*03XXXXXXXXX*Amount#
• Example: *100*03001234567*50#
• Fee: Rs. 4.77 including tax
• Min: Rs. 15
• Max: Rs. 500/day

5. Jazz Auto-Recharge Service

Prevention Strategy:

• Set automatic recharge threshold
• When balance hits Rs. 10, auto-recharges Rs. 100
• No manual intervention
• Never run out

Setup: Call 111 to activate

6. Keep EasyLoad Code Ready

Smart Preparation:

• Buy EasyLoad voucher in advance
• Keep code saved
• Load when needed
• Instant solution

Comparison Table:

FAQs

1. What is the Jazz advance balance code?

Answer: The main Jazz advance balance code is *112#. Dial this code to get instant emergency credit of Rs. 15 when your balance is low. You’ll be charged Rs. 18.50 (Rs. 15 + Rs. 3.50 service fee) which will be automatically deducted from your next recharge.

2. How much does Jazz advance balance cost?

Answer: Jazz advance costs:

• Rs. 15 loan: Total Rs. 18.50 (service fee Rs. 3.50)
• Rs. 30 loan: Total Rs. 34.00 (service fee Rs. 4.00)
• Rs. 50 loan: Total Rs. 55.00 (service fee Rs. 5.00)

The service fee is deducted automatically when you recharge.

3. Who is eligible for Jazz advance balance?

Answer: To qualify for Jazz advance:

• ✅ SIM must be at least 90 days old
• ✅ Current balance must be less than Rs. 15
• ✅ No pending advance balance
• ✅ Regular usage pattern (calls/SMS/data)
• ✅ Good recharge history

New SIMs and inactive numbers don’t qualify.

4. How do I repay Jazz advance balance?

Answer: Repayment is 100% automatic. When you recharge your Jazz number (any amount), Jazz automatically deducts the advance amount plus service fee. For example, if you borrowed Rs. 15, Jazz deducts Rs. 18.50 from your next recharge. You don’t need to do anything manually.

5. Can I get Jazz advance if balance is zero?

Answer: Yes! Jazz Advance is specifically designed for when your balance is zero or very low (less than Rs. 15). Simply dial *112# and you’ll receive Rs. 15 credit instantly if you meet the eligibility criteria.

6. How many times can I use Jazz advance?

Answer: You can use Jazz Advance multiple times, but:

• Only ONE active loan at a time
• Must repay before requesting new advance
• Recommended to wait 3-7 days between requests
• Excessive usage may affect eligibility

Use responsibly for emergencies only.

7. What happens if I don’t recharge after taking advance?

Answer: Nothing serious happens:

• No penalties or extra charges
• Fee doesn’t increase over time
• Your account is NOT blocked
• You can still receive calls/SMS
• Just can’t request another advance until repaid
• Simply recharge when possible to clear the debt

8. Why is my Jazz advance request rejected?

Answer: Common rejection reasons:

1. SIM is less than 90 days old
2. Balance is more than Rs. 15
3. Previous advance not repaid
4. Irregular usage pattern
5. Low recharge history
6. Exceeded daily/weekly limit

Check your eligibility or call 111 for specific reason.

9. Can I take Rs. 30 advance instead of Rs. 15?

Answer: Yes! Use code *113# for Rs. 30 advance (total repayment Rs. 34). However, this option is only available to select users with good account standing. If rejected, try taking two Rs. 15 advances by dialing *112# twice.

10. Is Jazz advance available for postpaid users?

Answer: No, Jazz Advance is only available for prepaid users. Postpaid customers have monthly billing cycles and don’t need emergency credit services. If you’re a postpaid user needing credit, contact 111 to discuss payment plans.

11. How long does Jazz advance credit last?

Answer: Jazz Advance credit typically lasts 3-7 days from the date you receive it. After this period, any unused advance balance may expire. However, this varies by account. Use the credit soon after receiving it for emergencies.

12. Can I cancel Jazz advance after requesting?

Answer: No, once you dial *112# and receive the credit, you cannot cancel it. The amount plus service fee will be deducted from your next recharge. Be sure you need the advance before requesting it.

13. What is *7737# for Jazz?

Answer: *7737# is an alternative Jazz advance balance code that shows a menu with different loan options. It may offer Rs. 15, Rs. 30, or Rs. 50 depending on your eligibility. You can select your preferred amount from the menu.

14. Does Jazz advance affect my credit score?

Answer: No, Jazz Advance does NOT affect your credit score or CNIC rating. It’s a telecom service, not a bank loan. It won’t appear on credit reports and doesn’t impact your ability to get loans from banks or financial institutions.

15. How to check pending Jazz advance balance?

Answer: To check if you have a pending advance:

1. Dial *111# – Your balance summary may show pending deduction
2. Try requesting new advance with *112# – Will show error if one exists
3. Call 111 customer support – They can check your account
4. Check My Jazz app under “Services” section

Conclusion

Jazz Advance Balance is a valuable emergency credit service that has helped millions of Pakistani users stay connected during critical moments. While it comes with a service fee, the convenience and instant availability make it worthwhile for genuine emergencies.

Key Takeaways:

✅ Main Code: *112# – Get Rs. 15 instantly ✅ Service Fee: Rs. 3.50 to Rs. 5 depending on amount ✅ Eligibility: SIM 90+ days old, balance <Rs. 15, no pending loan ✅ Repayment: Automatic deduction on next recharge ✅ Best Use: Emergency calls only, not regular usage

Smart Usage Tips:

1. Use Sparingly: Only for genuine emergencies
2. Repay Quickly: Recharge soon to clear debt
3. Build Eligibility: Maintain regular usage and recharge pattern
4. Consider Alternatives: EasyPaisa often better for non-urgent needs
5. Monitor Usage: Don’t become dependent on advances

Final Recommendation:

Jazz Advance is excellent for emergencies but expensive for regular use. Keep it as a backup option while maintaining sufficient balance through regular recharges. Consider setting up auto-recharge to avoid running out of balance altogether.

For non-emergency situations, always prefer normal recharge methods through EasyPaisa, scratch cards, or mobile apps – they’re free and give you better value.

Additional Resources

• Jazz Customer Support: Call 111 (FREE 24/7)
• EasyPaisa Support: 3737 from Jazz
• My Jazz App: Download on Google Play
• Official Website: www.jazz.com.pk
• Email Support: [email protected]

Last Updated: February 2026 | Verified: All codes tested and working

Disclaimer: Service fees and eligibility criteria subject to change by Jazz. Verify current terms from official sources. Use advance balance responsibly.