As Pakistan welcomes New Year 2026 banks across the country are participating in the celebrations by offering exclusive festive promotions. These initiatives are designed to provide customers with enhanced value and convenience during the holiday season.
Exclusive Bank Offers
Leading banks have announced that their debit and credit card holders can access special discounts and promotional deals at selected partner merchants. The scope of these offers varies between banks. They primarily include dining retail and lifestyle experiences across major cities.
Partner Merchant Discounts
Participating banks collaborate with restaurants cafes and retail outlets to provide targeted discounts for cardholders. These offers are structured to enhance customer engagement and ensure a rewarding experience during the festive period.
Comprehensive Bank Card Discount Guide
| Bank Name | Card Type (Debit/Credit) | Eligible Card Categories | Discount (%) | Max Capping (Limit) |
| Bank AL Habib | Debit & Credit | Signature, Platinum, Gold | 30% – 40% | Rs. 5,000 |
| Habib Metro | Debit & Credit | Signature, Platinum, Gold | 30% – 40% | Rs. 5,000 |
| JS Bank | Debit & Credit | Signature, Platinum, Gold | 30% – 40% | Rs. 3,500 |
| HBL | Credit Card (Main) | Platinum, Gold, Green | 20% – 30% | Rs. 2,000 |
| Meezan Bank | Debit Card Only | Infinite, Platinum, Gold | 15% – 25% | Rs. 2,500 |
| Bank Alfalah | Credit & Debit | Signature, Platinum, Gold | 20% – 25% | Rs. 3,000 |
| UBL | Debit & Credit | Infinite, Signature, Platinum | 20% – 25% | Rs. 2,500 |
| MCB Bank | Debit & Credit | Platinum, Gold | 15% – 20% | Rs. 2,000 |
| Faysal Bank | Debit & Credit | Priority, Amal, Platinum | 15% – 20% | Rs. 2,000 |
| Allied Bank | Debit & Credit | Platinum, Gold, Premium | 15% – 20% | Rs. 1,500 |
Offer Validity and Conditions
Cardholders are encouraged to review the specific terms participating merchants and validity periods before utilizing these offers. Availability may vary based on card type bank policies and merchant participation. Certain promotions are limited to the New Year timeframe.
Promoting Digital Payments
These New Year initiatives reflect the banking sector’s commitment to promoting digital payment solutions. By offering seasonal discounts and rewards banks incentivize card usage foster customer loyalty and support secure and convenient financial transactions.