ABHI BNPL financing is now a reality for more Pakistanis. ABHI Microfinance Bank has signed a deal with Airlink Communication and its subsidiary Select to help people buy smartphones and digital devices on easy installments. This means customers can get the latest gadgets without paying the full price upfront.
What Is This Partnership About?
The two companies signed an agreement to offer Buy Now, Pay Later (BNPL) solutions across Pakistan. BNPL is a payment method where you buy something today and pay for it in small monthly amounts over time. It works like an installment plan, but it is fast and digital.
Airlink is one of Pakistan’s biggest mobile phone and gadget distributors. Its subsidiary Select also sells digital devices across the country. ABHI Microfinance Bank provides digital financial services to everyday consumers. Together, they want to make technology more affordable for ordinary Pakistani families.
Who Signed the Deal?
The agreement was signed by Ms. Mariam Pervaiz, Chief Commercial Officer of ABHI Microfinance Bank, and Mr. Muzaffar Hiyat Piracha, Group CEO of Airlink. Mr. Kabeer Naqvi, Entrepreneur in Residence at ABHI, also attended the signing ceremony along with senior leaders from both sides.
How Will ABHI BNPL Financing Work for Customers?
Customers who shop at Airlink or Select stores will be able to apply for ABHI BNPL financing on the spot. The approval process is quick and fully digital. Once approved, the buyer can take home their device and pay in easy installments over a set period.
There is no need to pay a large sum of money at once. This is great news for students, young professionals, and families who want to own a smartphone or laptop but cannot afford to pay the full price in one go.
Key benefits of this partnership include:
- Fast digital approval for financing
- Flexible repayment plans to suit different budgets
- Access to the latest smartphones, tablets, and gadgets
- Available at Airlink and Select outlets across Pakistan
Why This Matters for Pakistan’s Digital Economy
Pakistan has a very large population that still cannot afford to buy digital devices outright. According to the Pakistan Telecommunication Authority (PTA), mobile broadband and smartphone adoption is growing fast. But high device prices remain a major barrier for many people.
ABHI BNPL financing directly addresses this problem. When more people can own smartphones, more people can go online. This supports digital inclusion, which means bringing more Pakistanis into the digital world. It also helps grow the digital economy by creating more online users, buyers, and earners.
The State Bank of Pakistan (SBP) has been pushing for greater financial inclusion in the country. Microfinance banks like ABHI play an important role in this by offering credit and financial products to people who do not have access to traditional bank loans.
What Both Companies Are Saying
Both organisations say this deal reflects a shared goal of using technology and smart financing to empower consumers. They want to bridge the gap between people who want digital devices and people who can actually afford them right now.
The collaboration also aims to support Pakistan’s growing demand for connectivity. As remote work, online education, and digital payments become more common, having a smartphone or tablet is no longer a luxury. It is becoming a basic need.
About ABHI Microfinance Bank
ABHI Microfinance Bank is a digital-first financial institution in Pakistan. It focuses on giving people access to credit, savings, and payment tools through their phones. The bank has been growing quickly and is known for its fast, app-based services.
About Airlink Communication
Airlink Communication is one of the largest mobile phone distributors and retailers in Pakistan. The company imports and sells smartphones from global brands and has a wide network of stores across the country. Its subsidiary Select also operates in the device retail space.
Final Thoughts
This ABHI BNPL financing deal is a smart step forward for both companies. It brings together strong distribution power and smart financial tools to solve a real problem for Pakistani consumers. If you want a new phone or gadget but cannot pay all at once, this partnership could be your answer. Watch out for the BNPL option the next time you visit an Airlink or Select store near you.